| Individual Health Insurance Overpriced - Insurance Consultant Needed
Florida Health Insurance Consultants are recommended for anyone buying health insurance. Recent polls taken by the Wall Street Journal said, "18 percent of American's do not have health insurance coverage" of any kind. 40% of those polled did not know the difference between a PPO and an HMO. Finding affordable health insurance has never been easy; it is not 'one size fits all.' Now, with the increases in policy rates, hardly anyone in Florida can 'afford' to stay healthy. Depending on your current state of health, budget and individual needs, the best insurance for you may be far different than the best insurance for a friend or another family member. What can you do protect your family? Contact an expert insurance consultant and talk to them about your needs. They can show all available policies, not just one policy from one carrier.
Children left unprotected
TAMPA - Without treatment, little Carla's chest cold could turn into pneumonia. Luckily, the toddler's mom has health insurance for her. But that's not the case for thousands of Florida children, despite the fact that affordable health insurance - backed by the state and federal government - is available for most of them. It's called KidCare. Families earning $40,000 or less qualify, so long as they can prove U.S. citizenship and Florida residency. Incredibly, 700,000 children in Florida qualify for KidCare and are not enrolled. "There are a lot of children, particularly in the Tampa Bay Area," explained child advocate Chris Card. "That qualify and could use this health care coverage, and we've just put up too many barriers." Those barriers include budget politics and loads of paperwork that are unnecessary red tape according to Congresswoman Kathy Castor, who is pushing a bill to eliminate it.
Flashpoint: Support of child health-insurance programs essential
The forecasted "perfect storm" for access to health care has arrived. No one can argue that the challenges of the uninsured and underinsured have to be addressed, as the statistics are staggering. Among the more than 1.6 million children in our state, one in 10 has no health insurance. That's 163,000 children statewide. Think about that number. That is the number of children that could fill 2,964 school buses or create 18,111 Little League teams. We also know that there are more than 500,000 adults who are uninsured. That, too, is one out of 10 adults, many of whom are working but do not have access to affordable health insurance.Statistics are a great way to illustrate the effects of this "perfect storm," but they are just one part of the picture. One child without health insurance coverage is one too many.
Deborah Oliver: Let's take control of Dirigo
As a small-business owner and entrepreneur, I am writing to urge the Maine legislature to pass LD 431 — An Act to Enable the Dirigo Health Program to be Self-Administered, sponsored by Rep. Jill Conover of Oakland. I appeared in November at the Bureau of Insurance public hearing in Gardiner regarding the outrageous rate increase Anthem was then requesting for the Dirigo product. I left that hearing mystified by Anthem's reluctance to answer questions. I am convinced from what I heard and saw that Anthem is no friend to the Dirigo plan or its subscribers. DirigoChoice is thriving as a viable, affordable health insurance plan for Mainers. Before I quit a full-time job in Maine to start my own business, I carefully investigated health insurance options for my husband and me. Policies available to us as nongroup subscribers were exorbitant; premiums for policies approximating the coverage offered by my then-employer were well over $1,000 a month.
Blue Cross Of California Health Insurance - Clear Answers To Tough ...
Northridge, California (FV Newswire) - Blue Cross of California health insurance provides clear answers to tough questions. California Governor Arnold Schwarzenegger recently proposed a plan to provide affordable health insurance to everyone in the state under the age of 18. The ultimate goal, according to Chuck Mondrus of American Health Insurance / Blue Cross California, is for everyone in California to have affordable health insurance.
"Blue Cross California," Mondrus adds, "shares the Governor's concern with California's cost and coverage challenges, and we view many components of the Governor's proposal as very positive. Theoretically, if everyone is insured, the cost of insurance would be less on a per-person basis."
He adds that, until a finished proposal exists, it's impossible to know the legislation's real impact.
Clash Over Affordability
BOSTON, Mass. - April 10, 2007 - Debate about what is affordable health insurance is heating up as The Connector gets ready to vote on the question this Thursday. The "Affordable Care Today" coalition, representing health care advocacy agencies, sent a compromise offer yesterday and is hitting the airwaves with ads today.
Also today, a coalition of health insurance and business groups is delivering a letter defining its stance to the Governor. WBUR's Martha Bebinger delves into what the opposing parties call the "make-or-break" issue for the state's universal health care law.
The audio for this story will be available on WBUR's web site after 10 a.m. on Tuesday.
MARTHA BEBINGER: As the Reverend Hurmon Hamilton sees it, health care advocates have a compromise that keeps the health care law viable while not punishing those who can not afford health insurance.
Co-op plan for farmers ready to go into effect
Green County Agriculture Agent Mark Mayer said the program offers more affordable health insurance for farmers, many of whom are without insurance due to high rates. The goal of the plan is to help farmers gain buying power in the insurance market with the promise of affordable comprehensive insurance plans. "With 18 percent of Wisconsin farmers uninsured and 41 percent unable to afford insurance for every family member, this insurance cooperative is badly needed," Mayer said. "The No. 1 reason people get out of farming is because of the lack of affordable, quality health insurance." Brad Lancaster of the Lafayette County Farm Services Agency said some farmers pay as much as $1,000 a month for insurance. The co-op will be available for all farmers and their families, farm employees and people who work in businesses such as feed mills or milk delivery.
Small Business Owners Turning to HRA Plans to Reduce Health ...
Small business owners are turning Health Reimbursement Arrangements (HRA) plans as a way to help their employees obtain affordable health insurance. Fort Collins, CO (PRWEB) March 27, 2007 -- HSA for America, the nation's leading provider of Health Savings Accounts and HSA-qualified health insurance plans for individuals and families, reports record numbers of small employers signing up for Health Reimbursement Arrangements. Employers are using HRAs as a way to legitimately reimburse individual health insurance premiums to their employees, saving 50% over group rates. HRAs are special employer-funded accounts set up to reimburse specific medical expenses directly to employees. They came into being when the IRS issued Notice 2002-45 and Revenue Ruling 2002-41.
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