Employed Health Insurance Self

NORTH RICHLAND HILLS, Texas--(BUSINESS WIRE)--April 2, 2007--HealthMarkets announced today the appointment of two new members to the Company's Regulatory Advisory Panel. Joining the panel are Susan Stead, a former Ohio Department of Insurance Assistant Director who has served in key roles at the National Association of Insurance Commissioners, and former Texas Insurance Commissioner Jose Montemayor. Stead will serve as the panel's chairwoman. HealthMarkets is a leading provider of affordable health and life insurance to the self-employed, individuals and small businesses through its subsidiaries, The MEGA Life and Health Insurance Company, Mid-West National Life Insurance Company of Tennessee and The Chesapeake Life Insurance Company. Stead and Montemayor join current advisory panel members Tommy Thompson, former Secretary of the U.S.

The case for social health insurance

The government has announced a proposal for a contributory earnings-based social security system that will provide for retirement, disability and death. This will complement the existing social security system, which has 11,8-million beneficiaries who will receive R89,4-billion in the current fiscal year. A contributory social security system was recommended by the Committee of Inquiry into a Comprehensive System of Social Security in 2002. The one recommendation that seems to have been left out, however, is social health insurance. Social health insurance would rely on compulsory contributions from workers, the self-employed, enterprises and government into a fund that would contract with public and private providers for the provision of a specified package of health services. Its goals would be to generate more resources for health, promote optimal use of those resources and ensure greater affordability of health services.The 2007 Budget Review hints at the reason for the omission of social health insurance from government's plans.

Arizona House Passes Health Coverage Bills Addressing Basic ...

The Arizona House last week passed two bills related to health care. Summaries of news coverage appear below:
Individual coverage: The Arizona House on Tuesday voted 32-25 to pass a bill (HB 2757) that would allow health insurance companies to offer individual, basic health insurance policies that exclude some minimum coverage requirements, Capital Media/Arizona Daily Star reports. State Rep. Kirk Adams (R), who sponsored the legislation, said the bill would give Arizona residents a lower-cost option than policies that offer more comprehensive coverage. Health care providers say that the bill will compromise care, Capital Media/Daily Star reports (Capital Media/Arizona Daily Star, 3/14).

Purchasing pool: The state House on Thursday approved legislation that would overhaul the Healthcare Group of Arizona, a state-sponsored health insurance plan that allows small businesses and self-employed individuals to participate in a health insurance purchasing pool, the Arizona Republic reports.

President of Health Insurance Agency Advises Businesses on What ...

There are so many types of plans available to small businesses today. Knowing how to chose the right one should not be hard if a logical approach is used, according to Chuck Mondrus, President of American Health Insurance, a top-producing agency in the United States.

An employer may be the only employee of the company but still needs the peace of mind provided by a quality insurance plan. Before the employer ask for a self employed health insurance quote, though, look at these three business growth scenarios.

Health care leaves many deep in debt

When Sacramento resident Roland Smith wound up with nearly $10,000 in bills for outpatient knee surgery, he wondered why he had bothered to get health insurance at all.

After a slip on a wet garage floor -- followed by arthroscopic knee surgery -- the self-employed 45-year-old found himself buried in hospital and doctors' bills, and later hounded by a collection agency.

"Being 'underinsured' in some ways is even worse than being uninsured," said Smith, who had purchased a Blue Shield of California policy that cost more than $300 a month to cover himself and his wife.

"Basically (the health providers) said if you had no insurance at all, we would be able to help you. But because you have some insurance, you're liable and it's your fault," he recalled.

An increasing number of Americans are finding themselves deep in debt because their health insurance didn't fully cover their care, according to a study released Thursday.

Million Dollar Producer And Leader In The “Online “Health ...

The online health insurance sales business is not for everyone and there is a learning curve", Tendler went on to make that point clear. 'We specialize in creating success stories."

Workers pay dearly for health insurance, or they do without

A self-employed travel consultant with an information technology background, Drewey opted to do without health insurance, even though he has diabetes. Drewey, 45, of Mount Vernon, said his business isn't far enough along for him to afford a plan.

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