Life Insurance For Cancer

If only everything you had to buy were like life insurance. Comparison-shopping for policies is easy, and prices have been going down for more than a decade. For example, a healthy 40-year-old man paid at least $995 per year for a $500,000 term-insurance policy with a 20-year rate guarantee in 1994. Now, the same policy would cost him as little as $355. And you don't have to be in the best of health to find good deals. Until recently, it was nearly impossible to buy life insurance if you had been diagnosed with cancer. Several years after completing treatment you might have been able to find a policy, but you would probably have had to pay two to three times as much as a healthy individual. Today, however, some patients who have had breast or prostate cancer, as well as diabetes and coronary-artery disease, are eligible for policies at standard rates.

Farm Bureau Insurance to Sponsor Kid-Friendly Activities at Loons ...

With a major focus on kids and families, Farm Bureau Insurance of Michigan will be a multi-year sponsor of the Great Lakes Loons. Farm Bureau's sponsorship includes the honorary bat kid promotion, youth baseball clinics and a chance to run the bases after every Sunday home game. In addition, every time the Loons turn a double play, Farm Bureau Insurance will make a contribution to the American Cancer Society through its "Double Plays for Life" program.

"Farm Bureau Insurance is Michigan's insurance company and their support of Loons baseball, through this sponsorship, is further confirmation of their commitment to the region and to children and families," said Paul Barbeau, Loons' President and General Manager.

Beginning the week of March 25, 2007, young Loons fans can sign up at participating Farm Bureau Insurance agencies in mid-Michigan to have a chance to be honorary bat kid for one of the team's 70 home games.

Zila Pharma Says Guardian Life Insurance To Cover ViziLite Plus ...

(RTTNews) - Zila Inc.'s (ZILA | charts | news | PowerRating) subsidiary Zila Pharmaceuticals Inc., noted that The Guardian Life Insurance Company of America would offer coverage for ViziLite Plus exams. Zila Pharma is the marketer of ViziLite Plus with TBlue630 system for the early detection of oral abnormalities that could lead to cancer. ViziLite Plus exam is the device that takes only minutes to diagnose oral cancer and is totally painless and non-invasive, the company said.

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Zila Pharmaceuticals Says Guardian Life Insurance Company of ...

PHOENIX, March 28 /PRNewswire/ -- Zila Pharmaceuticals, Inc., a division of Zila, Inc. (NASDAQ:ZILA) and marketer of the ViziLite(R) Plus with TBlue630 system for the early detection of oral abnormalities that could lead to cancer, announced that The Guardian Life Insurance Company of America (Guardian) will offer coverage for ViziLite Plus exams. "We're seeing a steady expansion of insurance coverage for this potentially life-saving technology," said Frank Bellizzi, president of Zila Pharmaceuticals. "This reflects both the insurance industry's confidence in the value of the ViziLite Plus exam, and increasing use of the technology by dental practitioners. Coverage by Guardian moves ViziLite Plus exams that much closer to being recognized as the standard of care across the entire dental profession." In announcing their decision, Guardian emphasized the connection between oral health and overall health, noting that research links an unhealthy mouth to an increased risk of heart attack, stroke, cancer, diabetes and preterm labor, among other serious conditions.

April 16 - 22 Is Celebrate Survivors Week

FRAZER, Pa., April 9 /PRNewswire/ -- In recognition of the advances made in survival rates for patients of critical illness, Stonebridge Life Insurance Company has declared April 16 - 22 to be Celebrate Survivors Week (CSW). The company will award a total of $100,000 in $10,000 grants to ten survivors of cancer, heart attack, stroke or paralysis, whose stories are submitted on the company's website, http://www.plan2cover.com/ , through the end of May.

Survival rates for stage one breast cancer have increased to 98 percent(i), and 90 percent for stage one colorectal cancer(ii). Yet, while the survival rates for critical illness make significant gains, the financial impact associated with extended illness continues to be a potentially serious burden. According to a Harvard Study, nearly half of all personal bankruptcies in the U.S.

EDITORIAL: Students' insurance plan should cover HPV vaccine

It's a staggering statistic: 45 percent of 14-to-19-year-old women are infected with a human papillomavirus, according to a study published last month in the Journal of the American Medical Association.

Here's two more: Four forms of HPV, a sexually transmitted infection that can be passed on even if partners use a condom, are the culprits in about 70 percent of cervical cancer cases and 90 percent of genital wart cases.

But there's some good news. A new vaccine protects against those four forms of the virus. The bad news is that it's expensive, totaling $360. And the worst is that our student insurance plan-which we are required to purchase if we don't carry coverage that meets the state's requirements-doesn't cover it.

In fact, the Qualifying Student Health Insurance Plan, run by MEGA Life and Health Insurance Plan, doesn't cover any preventive immunizations, despite well-established evidence that they improve health while lowering long-term healthcare costs.

Guardian Launches Coverage for Zila Pharmaceutical's ViziLite(R ...

NEW YORK, March 8 /PRNewswire/ -- In the wake of mounting evidence about the connection between oral health and overall health, The Guardian Life Insurance Company of America (Guardian) today announced that it will offer coverage for ViziLite(R) Plus with TBlue630(TM), an oral cancer screening technology that can detect early signs of oral cancer. ViziLite Plus with TBlue630 can dramatically increase chances of survival. Guardian is one of the first benefits providers to offer ViziLite Plus coverage nationally through a dental PPO network. Oral cancer claims the life of one American every hour, according to The American Cancer Society. However, when oral cancer is detected early, treatment is 90% successful and less costly. The ViziLite Plus exam is fast and painless, and can help save lives.